![]() “PSI is offering me the same stuff as UF Health, but at a lower cost. When she transferred from Florida SouthWestern State College to UF in her sophomore year, the health insurance mandate pressed her into making a decision.Īs an international student, Patil considers costs as a main factor when settling on an insurance plan. Birth control pills are free.įor Gomez, whose parents live in Colombia, depending on a parental insurance plan was not an option. The annual deductible - the amount a customer has to pay before the plan begins covering medical expenses - is $200.Ĭopays, or the amount the plan does not pay, include $25 for every office visit or lab exam $100 for every emergency room visit and $20, $30 or $50 for prescription drugs depending on the medication. After that, the plan pays all additional costs. The maximum amount students can expect to pay when using the UF health insurance is $6,350 per policy year. The plan does not cover cosmetic surgery, hearing aids, experimental drugs, growth hormones, sleep disorders or injuries sustained in college or professional sports. For those 20 and older, the plan covers one dental exam per policy year and one eye exam up to $100 per policy year. The student insurance plan covers preventative care, urgent care, hospital and emergency room stays, mental health care, and pediatric and vision up through age 19. “ they’re not very clear on what they cover, and it is very hard to find what you can get out of the insurance.” “It's very convenient just because I don't have to do all the process of looking for insurance outside of the school and because I don't have to submit any type of paperwork … every time the semester starts,” Gomez said. Maria Gomez, a 21-year-old UF psychology senior, was happy to learn UF health insurance covered visits to a psychiatrist and her allergy medication.
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